Are you looking for the latest update about the Rs 40,000 Premium Prize Bond Draw 2025? If yes, you are in the right place. On 10 September 2025, the National Savings of Pakistan will organize the next draw of the Rs 40,000 Premium Prize Bond. This draw is very special because it offers some of the biggest cash rewards in Pakistan, and thousands of people across the country are waiting to check their luck.
In this article, we will cover every important detail about the Rs 40,000 Prize Bond draw, including draw schedule, rewards, checking methods, rules, FAQs, and investment tips. If this is your first time visiting, don’t worry — everything is explained in simple English so that you can understand easily.
What is the Rs 40,000 Premium Prize Bond?
The Rs 40,000 Premium Prize Bond is one of the most popular prize bonds in Pakistan. It is issued by the Government of Pakistan (National Savings) and is considered a safe investment because:
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It is fully backed by the State Bank of Pakistan (SBP).
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It offers huge rewards through lucky draws.
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It can be purchased only through CNIC and with a registered bank account.
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It earns a profit (interest) twice a year in addition to lucky draw chances.
This makes it different from ordinary prize bonds like Rs 100, Rs 750, or Rs 1500. The premium version not only gives prize chances but also pays regular profit, making it a safe and smart choice for investors.
Rs 40,000 Premium Prize Bond Draw Schedule 2025
The Rs 40,000 Premium Prize Bond Draws are held quarterly (four times a year). The official schedule for 2025 is as follows:
| Draw No. | Date | City | Status |
|---|---|---|---|
| 30 | 10 March 2025 | Karachi | Completed |
| 31 | 10 June 2025 | Lahore | Completed |
| 32 | 10 September 2025 | Peshawar | Upcoming |
| 33 | 10 December 2025 | Multan | Upcoming |
👉 The upcoming draw is Draw #32, which will be held on 10 September 2025 in Peshawar.
Rs 40,000 Premium Prize Bond Rewards
The rewards for the Rs 40,000 Premium Prize Bond are huge compared to other bonds. Here are the prize details:
| Prize Category | No. of Winners | Prize Amount |
|---|---|---|
| 1st Prize | 1 Winner | Rs 80,000,000 (80 Million) |
| 2nd Prize | 3 Winners | Rs 30,000,000 (30 Million each) |
| 3rd Prize | 660 Winners | Rs 500,000 (5 Lakh each) |
This means that even if you don’t win the first or second prize, there are hundreds of chances to win Rs 500,000.
How to Check Rs 40,000 Prize Bond Draw Result?
Once the draw is announced on 10 September 2025, you can check your prize bond result in the following ways:
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Online Official Website – Visit the official website of National Savings and enter your bond number.
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State Bank of Pakistan (SBP) – Results are published on the SBP site as well.
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Newspapers – Leading newspapers publish the prize bond list the next day.
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Prize Bond Dealers – Authorized dealers and shops display lists for the public.
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Mobile Apps – Some apps and websites allow you to check results quickly.
👉 Pro Tip: Always verify your bond number from the official National Savings website to avoid scams.
How to Claim Your Prize?
If you win, you must claim your prize within 6 years from the draw date. Here’s the process:
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Download Claim Form – Available on the National Savings or SBP website.
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Attach Documents:
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Original winning bond.
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Copy of CNIC.
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Bank account details.
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Submit to SBP/National Savings Office – Claim at the nearest office.
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Tax Deduction –
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15% for filers.
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30% for non-filers.
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👉 Example: If you win Rs 500,000 and you are a filer, you will receive Rs 425,000 after tax deduction.
Why People Invest in Rs 40,000 Premium Prize Bonds?
There are many reasons why people love investing in this bond:
- Safe & Guaranteed – Backed by the government.
- Profit & Prizes – You get both interest and prize chances.
- High Rewards – The 1st prize is Rs 80 million.
- Best for Long-Term Saving – Good for business owners, salaried persons, and investors.
- Tax Benefits for Filers – Lower tax rates.
Comparison with Other Prize Bonds
| Bond Type | 1st Prize | 2nd Prize | 3rd Prize | Profit (Interest) |
|---|---|---|---|---|
| Rs 100 | Rs 700,000 | Rs 200,000 | Rs 1,000 | ❌ No |
| Rs 750 | Rs 1,500,000 | Rs 500,000 | Rs 9,300 | ❌ No |
| Rs 1,500 | Rs 3,000,000 | Rs 1,000,000 | Rs 18,500 | ❌ No |
| Rs 25,000 Premium | Rs 30,000,000 | Rs 10,000,000 | Rs 300,000 | ✅ Yes |
| Rs 40,000 Premium | Rs 80,000,000 | Rs 30,000,000 | Rs 500,000 | ✅ Yes |
Clearly, the Rs 40,000 Premium Bond is the highest rewarding among all.
Step-by-Step Guide: Buying Rs 40,000 Premium Prize Bond
If you want to buy this bond before the 10 September 2025 draw, follow these steps:
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Visit a State Bank of Pakistan (SBP) branch or authorized commercial bank.
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Bring:
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CNIC copy.
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Bank account details.
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Payment (Rs 40,000 per bond).
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Fill the Application Form.
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Receive the bond in your name (registered, not bearer).
👉 Remember: Since this is a premium bond, it can’t be bought or sold in the open market like normal prize bonds.
Tips to Increase Winning Chances
While prize bonds are based on luck, you can still maximize your chances:
- Buy multiple bonds (more numbers = more chances).
- Keep bonds safe and organized.
- Invest in both 25,000 Premium and 40,000 Premium for balanced risk.
- Check results regularly and don’t delay claiming prizes.
Frequently Asked Questions (FAQs)
1. When is the next Rs 40,000 prize bond draw in 2025?
The next draw will be held on 10 September 2025 in Peshawar.
2. What is the 1st prize amount of Rs 40,000 Premium Bond?
The first prize is Rs 80 million (8 crore rupees).
3. Can I buy the Rs 40,000 bond without CNIC?
No. CNIC and a bank account are required.
4. Do premium prize bonds pay profit?
Yes. Profit is paid twice a year.
5. How much tax is deducted on prize money?
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15% for filers.
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30% for non-filers.
6. How can I check the result online?
Visit the National Savings official website and enter your bond number.